Excited to grow your career?
 

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

About the job:

Job Purpose & Objectives

Responsible for the preparation of credit review and risk assessment analysis of credit proposals for the Bank’s corporate clients.

Maintain credit quality of existing clients as well as prospective corporate clients. 

Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.

Key Responsibilities

Assist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.

Provide credit analysis and advices for Corporate & Investment Banking clients. 

Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals.

Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements. 

Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.

Work with internal stakeholders for reports to regulators and auditors. 

Implementation and control of internal tools: Workflow, Digital PF, Rating tools etc. 

Assist in monitoring policies and procedures.

Job Specifications

Qualification & Experience

With a minimum of 5-7 years relevant experience in corporate banking credit risk management with reputable financial institutions. Candidates with more experience could be considered for a more senior title.

Familiar with risk assessments of large corporate clients

Degree holder in Business Administration / Finance / Accountancy or its equivalent.

Good understanding of banking products and risk management concepts.

Language

Strong communication skills in English. 

Japanese / Korean speaking will be an asset.

Other Skills (e.g. Interpersonal, Communication etc)

Strong analytical and problem-solving skills. 

Proven ability to identify and communicate Credit Risk.

Effectively communicate skills to articulate risk issues.

Strong interpersonal and communication skills

Customer-oriented

Able to work in a matrix reporting structure, multi-functional and cross-cultural environment

Well-organized and meticulous in details

Ability to work under pressure

A team player

Job Posting BBVA Hong Kong will conduct a background check on you in accordance with the Mandatory Reference Checking (MRC) Scheme regulated by the Hong Kong Monetary Authority (HKMA).  Should any discrepancy identified or deemed unsatisfactory to us, we reserve the rights to terminate your employment in such case.  (FAQs for In-Scope Individual: https://www.hkab.org.hk/files/page/page-content/79/FAQs_for_In-Scope_Individuals_(24_July_2025)-1753348029.pdf)

Skills:

Analytical Thinking, Problem Solving