Discover your future at Citi

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Job Overview

The Product Developer is a role supporting the design, delivery, and ongoing management of credit products for clients in Wholesale Credit. The role requires foundational understanding of financial products, markets, and processes. Contributes to product development through research, analysis and coordination with key stakeholders. The role involves applying product knowledge while integrating business insights within a defined area of focus. The Product Developer evaluates moderately complex issues, identifying and escalating potential risks and improvements. Strong analytical and organizational skills are essential to synthesize information from multiple sources and help prioritize product enhancements or support decisions. Effective communication and interpersonal skills are required to collaborate with cross-functional partners. The position involves supporting team initiatives, knowledge sharing and coordination of smaller projects or deliverables. Work performed in this role directly supports broader team goals, with measurable impact on client experience, operation efficiency and regulatory compliance.

Interview panel members:

Responsibilities:

The Product Developer is responsible for activities related to the development or new products and/or features and functionality of products including developing business cases, requirements definition (BRDs), product enhancements innovation, feature and functionality definition based on market and industry research and trends and client needsThis role manages the end-to-end product development lifecycle and internal applications and will also scope product releases, agreeing to and tracking business priorities, incorporating regulatory and compliance requirements and investment trackingCreates a product vision aligned to business priorities and corresponding road-map to deliveryFollows market, industry and client trends to own field and adapts them for application Citi’s products and solutions platformsDevelops plans, prioritizes, coordinates design and delivery of products or features to product release, and serves as product champion within user communityWorks in close co-ordination with Sales, Technology, Business Managers and senior stakeholders to fulfill the delivery objectivesManages and implements a wide variety of products and solutionsIdentifies solutions ranging across data analytics, reporting, CRM, Trade Workflows and trade processingHas responsibility to deliver direct business results and advice regarding product development that necessitates a degree of responsibility over technical strategyPartners with senior team members and leaders and a widely distributed global user community to define and implement solutionsCreates clear and specific project plans, business and technical requirements documents for product executionHas direct interaction with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategyFocuses on controls and governance, including performing Need-to-Know based security and access reviews, Access Approvals, controls testing and documentationAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.Support the development, enhancement and delivery of wholesale credit products tailored to clients within wealth management, ensuring alignment with wealth strategy

Qualifications:

5-8 years of experienceIntellectual curiosity, analytical and conceptual thinkerProactively seeks and develops new opportunitiesAttention to detail and process/analytic mindsetAbility to build networks and relationships internally and externallyFamiliarity with product development methodologiesDirect experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Qlikview, Tableau, AccessComfortable with performing data investigations that require a high degree of accuracy with tight timescalesAbility to create business analysis, troubleshoot data quality issues, and conduct exploratory and descriptive analysis of business datasetsAbility to structure and break down problems, develop solutions, and to drive to resultsProcess Management knowledge with a propensity for detail and comprehensiveness of contentAbility to collaborate and clearly communicate with team members of an organizationProject Management skills with experience leading large cross functional initiativesGeneration of reports and presentations for management

Education:

Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Product Management and Development

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Job Family:

Product Development

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

$96,400.00 - $144,600.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Jan 26, 2026

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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View Citi’s EEO Policy Statement and the Know Your Rights poster.