If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

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Job Description Summary

Are you a hyper curious learner with an analytical mind that can sift through tons of information to find a unique opportunity? Are you able to collaborate with experts across multiple disciplines to design products and business models that meet all stakeholder needs? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people solve real challenges, we want to know more about you!

As a Sr Consultant, you will act as a high-level individual contributor and subject matter expert within the business unit to discover and design inorganic product offerings. You will leverage your research skills and subject matter expertise will build foundational business cases for new offerings that will support the strategic growth goals of our E&S/S businesses.

To be successful, you will need to build and maintain strong, collaborative relationships with customers, partners, vendors, E&S/S Executive team, leaders and staff, Product, Finance, Legal, P&C and Enterprise Innovation, Enterprise Ventures and Emerging Business Group, as well as other groups as needed.

You must be able to structure complex problems and develop creative solutions, take independent action, and adapt well to change. You will need to understand specific business dynamics, company context and strategy, and use this knowledge for problem-solving and to effectively communicate key messages to all audiences, regardless of medium, and deliver a high-quality work product that is supported by fact-based analysis and is in line with all commitments.

Job Description

Key Responsibilities: 

Proactively identify product, program, and alternative risk solution opportunities in existing and new markets, aligning them with organizational goals and market conditions.

Translate business, consumer, and end-user needs into products, services, and experiences that deliver value using frameworks such as desirability, feasibility, viability, and build/buy/partner.

Assist in policy form structure and content development, ensuring underwriting intent is accurately reflected in language.

Evaluate product and profitability impacts of policy form language and maintain knowledge of standard industry forms, rules, ratings, and proprietary products.

Lead development and implementation of new product delivery components, including underwriting guidelines, rates, forms, endorsements, and procedures.

Institutionalize learning from productive failures and foster an entrepreneurial mindset throughout the innovation process.

Monitor industry trends, startups, and technology developments; anticipate future movements and communicate insights to stakeholders.

Attend industry functions to promote the brand and identify new business opportunities.

Act as a resource for guidance and training for less experienced staff; may oversee underwriting and support personnel.

Maintain knowledge of insurance regulations and provide consulting on legislative impacts.

Structure and deliver presentations and memos to communicate benefits of potential opportunities to leadership.

Balance multiple projects, independently, across various lines of business while maintaining quality and timeliness.

May perform other responsibilities as assigned. 

Reporting Relationships: Reports to Director/AVP. Acts primarily as an individual contributor; may have two or less direct reports.

Typical Skills and Experiences: 

Education: Undergraduate studies in business administration, risk management, economics, finance/accounting, data science, statistics. Advanced degree preferred.

License/Certification/Designation: Job – Industry specific certifications such as PMP (Project Management Professional), AIPD (associate in insurance Product Development), CPCU (Chartered Property Casualty Underwriter), RIMS Certified Management Professional (RIMS-CRMP) desired.

Experience: Typically, 10 or more years of customer-facing consumer or business product development and product management experience, including defining, launching and optimizing products and services. Professional and management experience in insurance value chain either with a carrier, a broker/distributor, risk manager, or InsureTech. Experience leading large, company-wide projects and in the technical aspects of data management, imaging and procedures and processes helpful. Familiarity with regulatory compliance and insurance policy language development. Exposure to technology-driven solutions and startup ecosystems is a plus.

Knowledge, Abilities and Skills: Strategic problem solver with the ability to identify innovative and creative ways to solve customer problems and deliver profitable growth for the organization. Proven general knowledge of program development and lifecycle management processes, the ability to think strategically and execute methodically, and deep customer empathy and curiosity that’s paired with knowledge in how to gather and synthesize consumer needs. In-depth knowledge of financial documents, financial analysis, investments, and market conditions are essential. Legal knowledge related to insurance, contract and business law is valuable. Outstanding written and verbal communications. Strong analytical and quantitative skills with the ability to use data and metrics to back up assumptions, recommendations, and drive actions. Able to adapt to a fast-paced environment. Strong problem-solving and decision-making skills. Highly capable of communicating, negotiating and interacting with senior leadership, internal and external partners.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resource Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.

Job Conditions: 

Overtime Eligibility: Exempt (Not eligible)

Working Conditions: Normal office environment.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. 

We currently anticipate accepting applications until 02/08/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

This position could be filled within any of the lower 48 U.S. states.

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.

For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf

NOTE TO EMPLOYMENT AGENCIES:

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.

The national salary range for Sr. Consultant, Emerging Insurance Solutions : $122,000.00-$214,000.00

The expected starting salary range for Sr. Consultant, Emerging Insurance Solutions : $122,000.00 - $182,000.00