Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Business Management, Strategy & Support

Pay Details:

$108,800 - $163,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The TD Global Financial Crime Risk Management department is accountable for establishing TD's Global Anti-Money Laundering (AML), Anti-Terrorist Financing (ATF), Economic Sanctions and Anti-Bribery/Anti-Corruption (ABAC) (collectively, Financial Crime Risk Management) program to ensure that all TD businesses adhere with AML/ATF/Sanctions/ABAC regulatory expectations in all jurisdictions where TD operates. This includes setting consistent standards across business segments that may be further tailored to specific business or jurisdictional requirements; conducting periodic enterprise-wide AML/ATF/Sanctions/ABAC risk assessments; maintaining the Global AML Policy (including Know Your Customer and Enhanced Due Diligence, record keeping & retention requirements); currency transaction and suspicious transaction monitoring and reporting; screening TD customers against regulatory watch lists; a hierarchy of designated AML officer functions; enterprise-wide and specialized AML training of employees; and independent AML testing.

Job Description

Reporting to the Associate Vice President, FCRM, Model Management, Customer Risk Rating, Canada and EAP, the Senior manager will be responsible for maintaining CRR CA model documentation and assists with defect management and provides general support to other teams as it relates to CRR CA model.

Collaborate with a team of Technology, Global Anti-Money Laundering (GAML), and Project Management professionals and support activities related to the development and implementation of the CRR modelDevelop data visualization dashboardsEnhance and expand MMP and outlier detection approachIn-depth population analysis, outlier detection, and reportingComplete monthly monitoring and reportingPerform data analysis and related proceduresEffectively collaborate with internal and external business partners including AML Operations, AML Advisory, Data Analytics, Technology, Model Risk Management, Model Validation, Internal Audit, and RegulatorsTake ownership of assigned tasks; provide regular status updates, escalate key issues appropriately, and propose solutions and remediation plans

CUSTOMER

Develop, communicate and implement a holistic strategy for own specific business management function in support of and integrated with the overall business strategyOversee / lead / manage and plan a work activity that may require alignment across multiple areasLead the team in the development and/or integrated implementation of policies / processes / procedures / changes across multiple functional areasLead partner to management and respective teams for area of specialization with industry, external and internal, enterprise and business awareness; recognizing and anticipating emerging trends and; identifying issues and opportunities and recommending action to senior managementAct as a strategic partner by leading relationships with key enterprise partners and interfacing with respective leadership team to effectively manage own business management area and clarify scope of accountabilities while influencing and aligning others as neededEnsure an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership.Forecast programs / initiatives and demand, and coordinate prioritization of the portfolio/ initiatives with key stakeholdersProvide functional / business level communications to ensure messages to stakeholders and/or employees are consistent, appropriate and aligned to business strategies and executive management direction

SHAREHOLDER

Ensure team adheres to enterprise frameworks and methodologies related to overall business management activitiesLead relationships with corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirementsSupport team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assess potential impacts to the BankAssess / identify key issues and escalate to appropriate levels and relevant stakeholders and business management where requiredMaintain a culture of risk management and control, supported by effective processes and sound infrastructure an in alignment with risk appetiteIdentify, mitigate and report on risk issues per enterprise policy / guidelines and ensure appropriate escalation processes are followedEnsure business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals, and physical control of assets).Work closely with key business leaders to optimize TDBG’s resources and leverage TD’s operating model to maximize efficiency, effectiveness and scaleLead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situationsMay lead relevant governance meetings or committees and related deliverables / outcomes representing the business on governance and control issuesManage oversight process, risk-based identification and monitoring of related risks and regulatory compliance across the supported functions, while ensuring key controls and processes are effectively managedOversee or lead the facilitation and/or implementation of action/remediation plans to address performance/risk/governance issues

EMPLOYEE / TEAM

Responsible for management of the overall team(s) providing both leadership and guidanceSet targets and objectives for the team, and deliver resultsGrow team expertise to align with enterprise demand and the Bank's direction; assess team skills and capabilities and continually look for ways to provide and enhance the value deliveredFoster an environment / culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalismCo-ordinate necessary resources to ensure completion by deadlinesProvide coaching, development, succession, recruitment, resource management and overall team leadership for team members and provide regular input into team members’ assessment of performance and development plansPrioritize and manage own workload in order to deliver quality results and meet timelinesSupport a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interestIdentify and recommend opportunities to enhance productivity, effectiveness and operational efficiencyEstablish effective relationships across multiple business and technology partners, program and project managersParticipate in knowledge transfer within the team and business units

BREADTH & DEPTH

Oversee and lead a large and/or highly complex, and diverse business management function for an area of significant risk, complexity or scopeStrategic partner to leadership team on the management of the portfolio and financials, with deep industry, external / internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management / enterprise areasFacilitate key strategic discussions and provide thought leadership to executive audience (output may include strategic roadmap and/or deliverables/ frameworks/ short to long term goals etc.)Set operational team direction and collaborate with others to execute on common goalsFocus on longer-range planning for functional area (e.g. 12 months or greater)Generally reports to business management executive

EXPERIENCE & EDUCATION

Undergraduate degree required; advanced degree preferred.10+ years of relevant experience, at least 7+ years of risk modelling experience.Extensive knowledge of AML regulations, risks, and appropriate controls.Hands-on data science knowledge including, but not limited to, machine learning, statistics, and data visualization.Experience with/knowledge of methods, techniques and tools to support model coverage and control.Exposure to common Transaction Monitoring systems (Actimize, SAS, Oracle, etc.).Proven research and analytical skills.Experience in developing documentation that meets the highest regulatory standards and audit requirements.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet