Senior Manager, AML Compliance – Denver, Colorado (Hybrid)

Does the prospect of working in a global organization in the fight against money laundering and other financial crimes motivate you? Are you ready to play a vital role in helping billions of people and businesses enjoy secure, reliable financial services? Are you interested in joining a globally diverse organization where unique as a Senior Manager, AML Compliance.

Western Union powers your pursuit.

You will play a critical role in implementing a regulatory licensing program for the Company. In this role you will lead a diverse team responsible for managing the timely and accurate licensing submissions for the Company’s global entities.

This position has responsibility for maintaining compliance with global money transmission laws through the oversight and direction of global licensing for all Western Union entities in North America. This position ensures the Company obtains and maintains the licenses it needs to offer its services globally. This position is responsible for supporting Western Union and its licensed affiliates/subsidiaries in their licensing and regulatory compliance obligations, including supporting the management of regulatory examinations by supervisory and AML regulatory authorities, AML independent reviews and external audits, and third party/bank visits regarding Western Union’s global compliance program.

Role Responsibilities

Specifically, this position has the overall responsibility for creating and implementing a licensing program for Western Union including: 

Responsibility and management for obtaining any new licenses need for the company to meet its strategic objectives. Responsibility and management for maintaining compliance with global money transmission laws through the oversight and direction of global licensing. Primary liaison between regulators and senior management to communicate licensing concerns, violations, monetary penalties and appropriate resolutions related to licensing and reporting. Management of relationships with regulators, examiners, banking partners and agents globally as it relates to licensing matters. Ensuring uniformity in presentation of Western Union's regulated businesses to examiners, regulators, auditors, prospective agents and banking partners globally. Development and implementation of policies, procedures, internal controls and process improvements for the Global Regulatory Management team. Management, oversight and development of global staff. Regular attendee at the annual Money Transmitter Regulators Association conference and the NMLS conference representing Western Union on various licensing matters.

Role Requirements

Bachelor's degree or equivalent work experience required; a law or other graduate degree strongly preferred. 10+ years of relevant experience in complex retail/consumer financial services/payment services organizations with multiple financial products, or in a regulatory agency or law firm specializing in payment services compliance issues. 10+ years of experience in any of the following areas: regulatory oversight, general financial compliance, risk-based compliance, exam management, Bank Secrecy Act or anti-money laundering compliance. Substantive understanding of retail/commercial financial services products. Substantive understanding of anti-money laundering regulations and state and federal money transmission laws within the banking/financial services industry. Ability to distill and discern important information from regulatory guidance, statutes and regulations, audit findings, and other documents and determine how it impacts the business. Understanding of regulatory requirements vs. “best practices” in compliance is critical. Expertise with U.S and/or global financial industry regulatory requirements. A strong leader, team player, and team builder who can navigate through diverse cultures and develop strategies in the face of an increasingly regulated landscape. A strong leader who can act as a conduit to collaborate with subject matter experts and to influence regulators. Strong, decisive, and action-oriented with impeccable analytical skills CAMS/CFCS certified preferably.

We make financial services accessible to humans everywhere. Join us for what’s next.

Western Union is positioned to become the world’s most accessible financial services company — transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Salary

The base salary range is $130,000.00 – 160,000.00 Annual USD per year, total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates’ qualifications, skills, and competencies.

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the below benefits specific to your location and note that your recruiter may share additional role-specific benefits during your interview
process or in an offer of employment.

Your US specific benefits include:

Paid Time off   Medical, Dental and Life Insurance  Parental Leave  Global Adoption Assistance 401K plan

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.

For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex

(including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

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Estimated Job Posting End Date:

04-01-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.