Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Data & Analytics

Pay Details:

131 700 $/$131,700 - 195 000 $/$195,000 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

KEY ACCOUNTABILITIES

CUSTOMER

Lead the overall team and ensure knowledge and capabilities are effectively managed to support medium to longer term business needsLead the communication, interpretation, application, and implementation of results for actuarial analysisDirect, plan and oversee resources within allocated actuarial function(s) to fulfil departmental responsibilitiesProvide leadership and professional development to Actuarial staff to ensure a knowledgeable and highly motivated teamCommunicate complex actuarial concepts in clear, easy to understand terminology to promote impacts / ramifications to senior leadership and risk managementDetermine and decide policy and/or action based on internal and external industry developments for Compliance ProgramsContribute to the development and implementation of Compliance programs related to model compliance risk managementWork with executive team, senior business unit management / partners to develop proactive strategies, tactics, policies and programs to effectively manage regulatory compliance requirementsEnsure team collaboration with partners on business problems/issues and provide fact-based analytical advice that aligns to strategy and addresses business regulatory requirements and issuesEngage with business partners and business leaders to determine and implement Compliance strategies and directs the compliance cultureProvide insight, guidance, and recommendation on Compliance subject matter, regulatory and industry issues and acts as a specialized resource to other departments based on subject matter expertiseProvide explanation and/or resolution for business/Compliance management-based findingsManage high risk initiatives and escalations; lead initiatives/guidance as appropriateManage day to day operations of the department and participate in enterprise wide projectsAdvise on day-to-day Compliance matters affecting the business including, but not limited to, customer identification and due diligence, enhanced due diligence, training and compliance testingDeliver relevant subject matter expertise and Compliance advice to business management

SHAREHOLDER

Work closely with key business leaders to develop business plan, ensuring the optimal use of resources and leverage TD’s operating model to maximize efficiency, effectiveness and scaleChallenge business appropriately ensuring best interest of the organization is consideredActively assist in developing and overseeing implementation of business line policies and Compliance procedures, policies, and standardsWork closely with leaders to develop and operationalize the business plan and deliver on Compliance programs across the enterprisePlan and execute on strategic activities, review and communicate results, and adjust priorities accordinglyProactively identify key business opportunities, research and recommend enhancements / modifications, develop strategies to achieve recommendations and work closely with team to execute and implementUnderstand TDBG issues / parameters and guide others to protect the reputation and interest of TD by adhering to operating standards and processes related to ComplianceCoordinate and support team and business Compliance related activities as necessaryPartner with the governance & assurance function to develop various training and awareness programsProvide oversight on enterprise wide annual risk assessment process as requiredProtect the interests of the organization – identify and manage risks, and escalate non-standard, high risk transactions / activities as necessaryKeep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impactsMaintain a culture of risk management and control, supported by effective processes in alignment with risk appetiteOversee that employees are building and enhancing their knowledge and expertise; and employees assume responsibility in minimizing operational and regulatory risk by complying with Bank policy and Code of Conduct

EMPLOYEE / TEAM

Responsible for management of the overall team providing leadership, and guidance for own area of specializationGrow team expertise to align with business/enterprise demand and direction; assess team skills and capabilities and continually look for ways to provide and enhance the value deliveredLead a high performing team; provide on-going feedback and performance reviews, coach and develop employees and ensure performance management activities are undertaken and completed for all employeesManage employees in compliance with all human resources policies, procedures and guidelines of conductShare knowledge, information, skills, and subject matter expertise among the team and ensure the timely communication of issues and encourage good working relationships with other functions and teamsSupport an environment where team freely escalates business challenges; facilitate change through positive reinforcement of milestones and successesBuild for the future by recruiting all hires to ensure a highly diverse, skilled and qualified professionals to achieve business objectivesAct as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

Oversee and lead a highly complex and diverse reporting function for an area of significant risk, complexity or scope while growing talent, developing skills and capabilities to achieve career goals, support project / initiative success and achieve business resultsProvides coaching, mentorship and guidance to the team within domain area of expertiseManages and oversees the overall discipline and strategy for the respective areas while aligning to the enterprise best practicesStrategic partner to leadership team on the management of the portfolio and financials, with deep industry, external / internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management / enterprise areasFocus on longer-range planning for functional areaGenerally reports to executive management

EXPERIENCE & EDUCATION

FCAS and/or FCIA required10+ years of related experience, including 3 to 5 years people management experience.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.