Together we fight for everyone’s opportunity for a better financial future.

We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future.  We know that reaching this future depends on our actions today.

Like our Purpose Statement, Voya believes in being bold and committed to action.  We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision.

Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now

Position Summary:

Voya Financial is seeking a Senior Risk Analyst for the Voya Financial Risk Management Organization.  The individual contributor role will primarily focus on performing risk centric quantitative analysis of the Voya Retirement business segment (e.g., EaR, CaR, Stress Scenarios) across GAAP and Statutory frameworks.  The position will have other day-to-day responsibilities and work within a team of risk professionals focused on Voya’s Retirement business.

This position has in-office requirements.  Candidates must live within reasonable commuting range of our Windsor CT office.

Position Description:

The Senior Risk Analyst will partner with others in executing on the following activities to help leadership proactively manage risks to the Retirement business segment.  Responsibilities include:

Risk Measurement & AnalysisCalculate and monitor EaR and CaR metrics quarterly for alignment with enterprise risk appetite.Perform annual stress testing under GAAP and STAT basis, including scenario and sensitivity analyses for interest rate, equity, and credit shocks.Support Economic Capital (EC) modeling and integrate results into enterprise risk reporting.General Account MonitoringMonitor the performance, risk exposures, and asset-liability matching of the General Account.Provide insights on credit quality, duration gaps, and liquidity risk impacting the General Account.Financial Analysis for Existing and New Product DevelopmentAssist in evaluating financial implications of new retirement products, including pricing assumptions and capital requirements.Perform risk-adjusted profitability analysis and stress scenarios for existing and proposed product designs.Partner with Product Development and Actuarial teams to ensure alignment with risk appetite and regulatory standards.Reporting & GovernanceFacilitate regular meetings with management of the supported business areas.Prepare reports for senior management.Collaborate with Corporate Risk, Finance, and Investment Management teams to ensure accurate and timely submissions.Monitor compliance with internal risk policies and regulatory requirements (ORSA, NAIC guidelines).Process ImprovementEnhance methodologies for EaR/CaR and stress testing to reflect emerging risks and best practices.Contribute to risk governance discussions and committee presentations.Review, and suggest applicable changes for, procedures for business areas directly supported.Support other Risk work as assigned.

Skills and Competencies:

Voya risk management professionals aspire, individually and collectively, to actively participate in Voya’s growth strategy as trusted advisers to the business and enablers of growth, with a focus on customer-centric innovation and consistent execution. We seek like-minded professionals with the following demonstrated skills and competencies:

Proactive and practical attitudeStrong verbal and written communication skillsCuriosity about our business and industryAgile and creative approach to problem solvingStrong analytical skills in data analysis and trend interpretationCollaborative team playerGrowth mindset and ability to gain new areas of expertise

Knowledge & Experience:

Bachelor's Degree or equivalent experience3–5 years of experience in actuarial risk management or financial risk analysis within insurance or retirement services.Understanding of Retirement product risksStrong knowledge of GAAP and STAT accounting principles and their implications for risk metrics.Proficiency in Excel, actuarial software, and risk modeling tools; experience with stochastic modeling is a plus.Excellent analytical, problem-solving, and communication skills.Familiarity with risk appetite frameworks, EaR and CaR risk measures, economic capital concepts, and stress testing governance.Ability to interpret complex data and present actionable insights to senior stakeholders.Understanding of regulatory requirements (e.g., NAIC, ORSA) and enterprise risk management practices.Ability to make independent assessments and present thoughtful, risk-based decisions with limited supportProven ability to prioritize assignments and maintain and/or exceed established processing time frames with limited supervisionDemonstrated ability to work across business lines and/or departments for continuous improvement opportunities and to develop and implement risk mitigation activitiesAbility to learn from mistakes and apply learnings to future situations.

This position has in-office requirements.  Candidates must live within reasonable commuting range of our Windsor CT office.

Compensation Pay Disclosure:

Voya is committed to pay that’s fair and equitable, which means comparable pay for comparable roles and responsibilities.

The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting.

Actual compensation offered may vary from the posted salary range based upon the candidate’s geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

$120,000 - $145,000

Be Well. Stay Well.

Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That’s why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well.

What We Offer

Health, dental, vision and life insurance plans401(k) Savings plan – with generous company matching contributions (up to 6%)Voya Retirement Plan – employer paid cash balance retirement plan (4%)Tuition reimbursement up to $5,250/yearPaid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.Paid volunteer time — 40 hours per calendar year

Learn more about Voya benefits (download PDF)

Critical Skills

At Voya, we have identified the following critical skills which are key to success in our culture:

Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations.Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution.Team Mentality: Partnering effectively to drive our culture and execute on our common goals. Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions.Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage.

Learn more about Critical Skills

Equal Employment Opportunity

Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law.

Reasonable Accommodations

Voya is committed to the inclusion of all qualified individuals. As part of this commitment, Voya will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please reference resources for applicants with disabilities.

Misuse of Voya's name in fraud schemes