The Risk & Underwriting Manager is responsible for achieving earnings, persistency, growth, service and expense objectives for the South Florida Market. Responsible for assisting/developing and achieving business plans, setting strategic direction and managing/developing an Underwriting staff. Meets with key brokers, sales offices and target clients to assess market trends, develop strategic focus and adjust market goals as necessary. Assists in broker/ client development and handles high risk major impact negotiations directly. Responsibilities span all products offered including specialty products for a specific market. Proven skill in understanding market and industry wide dynamics (consumers, broker/consultant community, competitors, skill/experience of sales force, product performance, etc.) to set strategies/tactics to achieve both earnings and revenue growth objectives. Knowledge of marketplace, including product offerings, regulatory environment, competitor offerings, provider contracts and the dynamics of the retail sales/enrollment process. **Responsibilities:** + This position is a leadership role managing the aligned book of business, varying responsibilities across existing book of business and new business/prospecting depending on the market, month, business need, etc. + Direct management responsibilities for professional Underwriters, primarily geared towards less experienced Underwriters. + Responsible for achieving earnings, persistency, growth, service and expense objectives within designated market. + Responsible for assisting/developing and achieving business plans, setting strategic direction and managing/developing an Underwriting staff. + Meets with key brokers, sales offices and target clients to assess market trends, develop strategic focus and adjust market goals as necessary. + Assists in broker/ client development and handles high risk major impact negotiations directly. + Responsibilities span all products offered including specialty products for a cluster of markets. + Proven skill in understanding market and industry wide dynamics (consumers, broker/consultant community, competitors, skill/experience of sales force, product performance, etc.) to set strategies/tactics to achieve both earnings and revenue growth objectives. **Qualifications:** + 4+ of HealthCare Underwriting experience or other industry experience + Experience in the financial, insurance or managed care industry or significant marketing and/or business development experience in another field. + Thorough knowledge of factors that influence market and competitive conditions. + Strong knowledge of enterprise-wide objectives and ability to influence change across matrix partners. + Demonstrates passion and dedication to anticipating and meeting the expectations and requirements of clients and customers. + Ability to lead client discussions and effectively represent Cigna's capabilities. + Maintain and support direct client relationships. + Influence organization to meet external marketplace demands. + Ability to communicate analytical findings to all levels of the organization. + Ability to work well and influence within a cross-functional team. + Demonstrated ability to lead and develop a team of people. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. **About Cigna Healthcare** Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives. _Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws._ _If you require reasonable accommodation in completing the online application process, please email:_ _SeeYourself@cigna.com_ _for support. Do not email_ _SeeYourself@cigna.com_ _for an update on your application or to provide your resume as you will not receive a response._ _The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State._ _Qualified applicants with criminal histories will be considered for employment in a manner_ _consistent with all federal, state and local ordinances._