Description
Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Real Estate Credit Risk - Analyst in the Wholesale Credit Risk team, you will play a crucial role in risk management and support for the Securitized Products Group business line. Your responsibilities will involve working closely with top product bankers and other risk professionals. Your primary tasks will encompass independent assessment and approval of loans and lending-related commitments.
Job Responsibilities
Conduct credit analysis and help a deal team seek approval for lending and trading related transactions, including operating exposures, individually or as part of a deal team Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers Develop a well-informed and forward-looking view of the business, financial and risks associated with a company and sector Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis Participate in negotiating, finalizing, and executing documentation for loans and derivatives Review and assign risk ratings and maintains updated credit ratings on their portfolio of clients Work with Investment Banking Coverage, Commercial Banking Coverage and Global Corporate Banking on allocation of capital for clients; maintain threshold and industry limitsRequired qualifications, capabilities and skills
Finance, Accounting, Economics Degree or equivalent Outstanding verbal and written communication, along with strong inter-personal skillsPreferred qualifications, capabilities and skills
Academic training in the principals of accounting, corporate finance, capital markets products, and macro economics Ability to work well in a team environment Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word Prior experience with Real Estate underwriting