**Role Type:** **Work Term:** **Work Location:** Toronto, Ontario, Canada **Hours:** 37.5 **Pay Details:** - TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Job Description:** **_DEPARTMENT OVERVIEW_** Treasury and Balance Sheet Management (TBSM) manages TD Bank's non-trading market risk, liquidity risk and consolidated capital positions. In addition, TBSM operates the Bank's funding, funds transfer pricing, and investment management programs. _The Enterprise Liquidity Risk Management team_ in Treasury is responsible for the measurement and management of sufficient cash, investments and funding ensuring the Bank may operate effectively during both normal and stressed market conditions. The department develops policies and frameworks, and identifies, measures and forecasts the Bank's liquidity risk drivers and requirements, taking actions to maintain a sound risk profile. The team works with partners within Treasury and across the Bank, globally, to ensure liquidity risks are managed and understood. _Our_ **_Co-op/Intern Programming_** _is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:_ + _Leadership talks with key Leaders from across the organization_ + _Lunch and Learns on topics such as Innovation_ + _Diversity and Inclusion and Personal Branding and so much more_ **_JOB DESCRIPTION_** The selected intern candidate will be a valuable member of the Liquidity Risk Management team working to ensure the projects, initiatives and developments affecting liquidity risk measurement and management are delivered successfully. This individual will proactively support solutions development, offer critical thinking and technical acumen to adapt to a fluid and changing work environment. They will be expected to provide analytics and reporting capabilities to assist with the management of the Bank's liquidity risk. _This particular posting is open to those who identify as_ **_First Nation (Status and Non-Status), Inuit, and Métis_** _with interest in the_ Retail Liquidity Intern/Co-op . _For other opportunities, both for_ **_First Nation, Inuit, and Métis_** _communities and others, please_ visit the TD Career Site (https://jobs.td.com/en-CA/) . **_JOB REQUIREMENTS_** _We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned_ _below, tell us about it in your resume or cover letter._ + Demonstrated Strong curiosity and proactivity to Learn – In areas such as: Treasury, Risk, liquidity, financial market operations, retail and/or wholesale banking products. + Assist with business planning, documentation, and reporting . + Prepare ad hoc analysis, forecasts, and business cases in support of business initiatives. + Collaborate with team members to complete projects or deliver programs. + Identify opportunities for continued enhancements to business processes and make recommendations for process improvements. + Implement process improvement. + Participate in transformation and innovation activities to ensure TD businesses effectively and efficiently leverage data and technology to drive better sustainable business value. **Competencies and Personal Qualities:** Applicants must meet the following requirements: + Identify as an Indigenous person (First Nations, Métis, and Inuit communities) + Be enrolled in a relevant post-secondary program with major focus in _Finance, Capital Market, Risk Management, Computer Science or Software Engineering._ + We will work with you to align your career and educational interests with our corporate function opportunities + Be a Canadian citizen, permanent resident of Canada, or legally eligible to work in Canada + Be interested or curious about a career in Finance, Treasury, Risk Management or Audit + Adept at using productivity tools and end-user software (such as MS Office suite). + Experience with more complex analytics tools would be an asset + Record of academic achievement, and demonstrated leadership with community involvement + Previous work experience + Ability to quickly learn and apply new concepts + Ability to take initiative and balance multiple tasks. + Ability to thrive in a fast-paced, changing environment. + Demonstrated strong judgement, decision-making and analytical capabilities + Strong verbal and written communication skills and ability to engage colleagues, business partners and stakeholders **Skills & Experience Requirements** : + Strong skills in Microsoft Office suite, working knowledge in JIRA/Confluence; strong programming skills such as in SQL are must-have. + Experience in Tableau and Alteryx will be considered as plus. + Designation or current enrollment in CFA, FRM is much desirable. **_ADDITIONAL INFORMATION_** _At TD, we recognize there is more work to be done on our collective journey towards Truth and Reconciliation. That's why, we're applying our business, people and philanthropy to help create a more inclusive and sustainable tomorrow for_ **_First Nation, Inuit, and Métis_** _communities across Canada. We believe this is a key step forward on our journey towards Truth and Reconciliation._ _We're committed to the ongoing development and growth of colleagues, so that they can_ _ unlock their full potential and achieve their career goals. We treat colleagues with the same care, warmth and respect that we show our customers, and we know that caring colleagues and supportive_ _ leaders are what makes TD unique. To learn more, visit_ Indigenous Talent at TD (https://www.td.com/ca/en/about-td/who-we-are/our-people/indigenous-colleagues/) **_._** + _This position is a 4-month work term and will commence_ **_May 4th to August 21st, 2026._** + _Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages)._ + _We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest._ + _TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements_ + _TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change._ _We’re delighted that you’re considering building a career with TD. Through regular development conversations,_ _training programs and a competitive benefits plan, we’re committed to providing the support our colleagues_ _need to thrive both at work and at home._ **_Colleague Development_** _If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed._ _You’ll have regular career, development, and performance conversations with your manager, as well as access to_ _an online learning platform and a variety of mentoring programs to help you unlock future opportunities._ _Whether you have a passion for helping customers and want to expand your experience, or you want to coach_ _and inspire your colleagues, there are many different career paths within our organization at TD – and we’re_ _committed to helping you identify opportunities that support your goals._ **_Training and Onboarding_** _We’ll provide in-person training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role._ **_Interview Process_** _We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to_ _all applicants by email or phone call._ **_HOURS_** _Monday-Friday, standard business hours_ **_INCLUSIVENESS_** _At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs._ **Who We Are** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td) **Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. **Colleague Development** If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. **Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! **Language Requirement (Quebec only):** Sans Objet Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.