About World Business Lenders (www.wbl.com)

At World Business Lenders (WBL), we offer flexible, short-term commercial loans secured by real estate, catering to a diverse clientele of small and medium-sized enterprises across the United States that often face challenges in accessing traditional financing.

This is a Contract/Consultant position. Typical working hours are 9:00 am-6:00 pm Eastern Standard Time, Monday through Friday, though expect some flexibility depending on operational needs. Applicants must demonstrate a strong command of the English language, both verbally and in writing.

We would love to see your CV, so please send it to us in English!

About the role

Design, create, and maintain statistical and quantitative models that improve lending strategies, risk management, pricing, and portfolio approaches.Perform comprehensive statistical research to uncover valuable insights into borrower behavior, credit performance, prepayment risk, default risk, and trends in loss severity.Develop, test, and validate predictive models by leveraging historical data related to loans, collateral, market dynamics, and macroeconomic conditions to strengthen our underwriting and risk-rating systems.Utilize Monte Carlo simulations, time-series analysis, and regression modeling for projection across various economic and stress scenarios.Assess, contrast, and enhance different model structures and methodologies.Develop automated analytical tools, dashboards, and model outputs using Python, R, MATLAB, and Excel/VBA to boost efficiency and scalability.Lead research projects, steering them from hypothesis development through experimentation, validation, documentation, and presentation of findings.Maintain high standards of numerical accuracy, methodological integrity, and thorough documentation to support internal governance, audits, and regulatory compliance.Stay updated on the latest advancements in quantitative finance, statistical modeling, and analytical techniques to continually enhance WBL’s modeling and forecasting abilities.Foster a vibrant, data-driven culture by proactively seeking ways to elevate decision-making through insightful quantitative analysis.