At Amegy Bank, everyone counts! Your contributions are valued, and everyone is given the opportunity to grow in their career. We’re committed to doing the very best for our customers, our communities, and our employees. We are looking for an experienced **Real Estate Lending Relationship Manager** to join our **Commercial Real Estate (CRE) team in The Woodlands, TX** . **Key Responsibilities** **Loan Origination & Business Development** + Source and cultivate lending opportunities with affordable housing developers, community development corporations, mission‑driven organizations, and public agencies. + Evaluate project feasibility and borrower creditworthiness through financial modeling, market analysis, and risk assessment. + Structure loan products that may include construction loans, permanent financing, acquisition loans, bridge loans, and tax-credit–enhanced lending. + Develop and maintain a robust pipeline aligned with departmental growth goals. **Underwriting & Execution** + Lead full underwriting process, including financial spreads, cash-flow projections, collateral analysis, and risk grading. + Analyze layered financing deals involving **Low-Income Housing Tax Credits (LIHTC), HOME, CDBG, RAD, Section 8, HOPE VI,** and other federal, state, and local programs. + Prepare clear, comprehensive credit memoranda for credit committee review. + Coordinate with internal teams (credit, appraisal, compliance, legal) to ensure accurate, timely loan execution. + Negotiate loan terms, conditions, covenants, and pricing consistent with risk and bank policy. **Portfolio Management** + Manage a portfolio of affordable housing loans, monitoring performance, covenant compliance, and collateral conditions. + Conduct periodic property inspections, borrower meetings, and annual reviews. + Identify emerging risks and develop mitigation strategies. **Relationship Management** + Build and maintain strong relationships with clients, government agencies, syndicators, housing authorities, and community partners. + Represent the bank at industry events, trainings, and affordable housing conferences. + Serve as a subject-matter expert within the bank on affordable housing finance and community development lending **Qualifications Required** + Bachelor’s degree in Finance, Real Estate, Business, Public Policy, Urban Planning, or related field; or equivalent experience. + 3–7+ years of experience in commercial real estate lending, community development finance, or affordable housing finance. + Strong understanding of LIHTC programs and multifamily underwriting. + Demonstrated ability to analyze complex financial statements and pro forma models. + Excellent written and verbal communication skills, including the ability to present transactions to credit committees. **Preferred** + Experience working with mission-driven developers or nonprofit partners. + Knowledge of environmental reviews, appraisal standards, and construction loan administration. + Familiarity with federal and state housing agencies and community development programs. + Existing relationships in the affordable housing ecosystem. **Benefits:** + Medical, Dental and Vision Insurance – START DAY ONE! + Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts + Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits, including coaching and therapy sessions + Tuition Reimbursement for qualifying employees + Employee Ambassador preferred banking products **Req ID:** 069449 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.