Job Description

Job Description

What is the opportunity?

Reporting to the Senior Manager, Payments Processing, this position is responsible for the fulfillment of all day-to-day activities relating to timely and accurate processing of ‘unique” high risk wire/payments. The incumbent will have global accountability relative to specific payment processing conducted on behalf of RBFG (Royal Bank Financial Group) via the following channels EDI Report, Pension Payments, Swift Invoices and Foreign Exchange Payments. Additionally, responsibilities include accountability for extreme high-risk processes associated with manual wire payments processing. This position will be tasked with ensuring a strong degree of risk management and oversight is entrenched for all unique processing with a goal to minimize risk and maximize efficiency and effectiveness.

Please note this is a contract position.

What will you do?

Effectively collaborate with all parties when a FAX Contingency is invoked as it relates to Manual PaymentsCancels payments and advises clients when unable to process payment due to incomplete information, carrying out all critical responsibilities related to all manual paymentsResponsible for processing of various payment exception processes to support client requirements.Contacts account managers for approvals where branch limit is exceededResponsible for Foreign Exchange transactions/conversions and prepares manual entries as required. Ensuring all conversions are appended on the payments are completed and formatted properlyResponds to inquiries from different partners relating to transactions posted to LYNX internal accounts and GL’s with follow up and escalating to appropriate service partners.Ensure Pension file is uploaded to GRADS and prepares and processes returned and rejected payment orders in accordance with established procedures and deadlines.Handling of appropriate Broken-Out messages, comparing ICN reference #’s to Broken-Out report

What do you need to succeed?

Must have:

Knowledge including SWIFT Payments and Messages, LYNX, EFT/RBC Express, BESS, FED; CHIPS, SP&S (Swift Payments and Statement), RFXKnowledge of wire Payments with strong desire to learnStrong commitment to teamwork and cooperationStrong organizational and decision-making skills with sense of urgencyAbility to work in a deadline driven shift environment with flexibility to work occasional overtime and public holidays

Nice-to-have:

Previous experience working in financial institution.Experience with service platform tools.

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicableLeaders who support your development through coaching and managing opportunitiesAbility to make a difference and lasting impactWork in a dynamic, collaborative, progressive, and high-performing teamFlexible work/life balance optionsOpportunities to do challenging workOpportunities to take on progressively greater accountabilities   Access to a variety of job opportunities across business and geographies WMUS

Job Skills

Automated Clearing House, Customer Service Management, Decision Making, Electronic Banking Products, Financial Services Applications, Process Management, Resource Coordination, Securities Laws, System Applications, Treasury Management

Additional Job Details

Address:

180 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

TECHNOLOGY AND OPERATIONS

Job Type:

Contract (Fixed Term)

Pay Type:

Salaried

Posted Date:

2026-02-09

Application Deadline:

2026-02-16

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.