The ICB Credit Forecasting team maintains ownerships of production, reporting, analytics for business planning, ICAAP and Risk Appetite. In addition, this team is responsible for providing insights to key business partners on macroeconomic developments, risk appetite and capital adequacy.

As a Senior Associate in Credit Forecasting, you will be responsible for the allowance process (IFRS9 and CECL) for internal and external reporting.  You will support new business initiatives and regulatory submissions across risk stripes and geographies. You will have substantial interaction and collaborate closely with all key stakeholders within first line of defence, Finance, Risk, as well as colleagues within the Forecasting teams. 

Job Responsibilities:

Prepare allowance forecasts for business planning and regulatory submissions Develop analytics to support new product development, including new Qualitative Models (QMs) Regularly prepare presentations for senior management and other key stakeholders Act as subject matter expert on allowance and serve as primary point of contact for stakeholders

Required skills, capabilities and experience: 

Relevant experience, preferably within credit risk analytics and / or credit forecasting Coding expertise in Python Strong analytical and problem solving skills Ability to present complex and technical concepts in a clear, simple and concise manner to manage frequent interactions outside immediate team and senior management Ability to manage multiple priorities to high standards and to deliver high quality results within tight deadlines Proven ability to work in a fast-paced and dynamic growth environment