Job Description

What is the Opportunity?

As Manager, Small Business Credit Strategy, your responsibility is to monitor and improve the overall credit quality of the small business portfolio. You will balance business growth with risk appetite, and develop credit strategies that govern Small Business lending products. Using advanced analytics, you will optimize these strategies with respect to risk, reward, operational efficiency, and customer impact.

What will you do?

 Reporting to the Senior Manager, Small Business Credit Strategy, you will design and monitor credit strategies that automates adjudication and exposure management decisions for small business lending products

You will build and maintain dashboards in Tableau that monitor the performance and health of the portfolio

You will collaborate with teams across the company (Risk Management, Product teams, Tech and Collections) to identify credit risks and financial opportunities

You will develop deep knowledge in Small Business Financing products and build profitability models using statistical analysis

You will present the outcomes and recommendations of your work to stakeholders and drive the approval and implementation of your credit strategies

What do you need to succeed?
 

Must-have:

2 years of experience performing advanced analytics or data science, ideally for credit lending or deposit products

Solid technical knowledge of data manipulation and querying tools such as SAS, SQL, Python, etc.

Proficient with data visualization tool such as Tableau

Strong interpersonal communication and presentation skills

Ability to learn quickly and adapt to environment

Analytical mindset and problem solving skills

Undergraduate degree in Economics, Business, Engineering, Mathematics, Statistics or other quantitative field of study

 

Nice-to-have:

Experience in financial services industry

Broad understanding of risk management, credit strategy, and analytics

Ability to create and articulate a business case to senior management and other stakeholders

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
 

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation and commissions

Ability to make a difference and lasting impact

Work in a dynamic, collaborative, progressive, and high-performing team

Opportunities to do challenging work

Opportunities in building close relationships with clients

Job Skills

Analytics, Business Process Design, Critical Thinking, Data Science, Derivatives, Economic Analysis, Financial Instruments, Fraud Risk Management, Industry Knowledge, Investment Risk Management, Problem Solving, Python (Programming Language), Risk Control, Risk Management, Structured Query Language (SQL)

Additional Job Details

Address:

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-01-29

Application Deadline:

2026-02-14

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.