Lead Commercial Credit Analyst Job # 58722 Job Post Information* : Posted Date 1 month ago(12/3/2025 8:03 AM) Company : Company Name International Job Locations US-IL-Lisle Internal Title Credit Consultant Sr Org Level S06 TRATON Level Non-Tariff (AT) # of Positions 1 ERP Eligibility Eligible for Salaried Employee Referral Bonus, $2000 after 30 days employment Relocation Offered No Remote No Salary Minimum USD $87,200.00/Yr. Salary Maximum USD $130,800.00/Yr. Position Overview

International Financial is seeking an experienced and highly motivated Lead Commercial Credit Analyst to join our growing team. In this role, you will support our customers in financing the acquisition of International trucks and buses. You will have delegated credit approval authority and be responsible for expert credit underwriting of fleet customers. This position offers the opportunity to make a significant impact through sound credit analysis, team leadership, and strategic decision-making within a collaborative and dynamic environment.

 

If you are a seasoned credit professional who thrives in a fast-paced, team-oriented environment and is passionate about driving excellence in commercial underwriting, we invite you to apply and join International Financial in shaping the future of transportation financing.

 

ABOUT NFC

Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC* and the provider of InternationalTM Financial services.

Responsibilities Develop and maintain strong relationships with internal and external commercial organizations and customers while evaluating credit requests.Serve as team leader for the structured underwriting team, providing guidance and oversight.Perform detailed financial analysis for new and existing customers to assess creditworthiness.Prepare clear, professional, and accurate credit write-ups for presentation and approval.Recommend and approve credit decisions in accordance with delegated authority and dual-signature policies.Communicate credit decisions effectively to all stakeholders.Ensure compliance with company credit policies, including adherence to risk ratings and timely completion of credit reviews.Collect and review due diligence materials and KYC (Know Your Customer) documentation.Verify the accuracy and completeness of loan and lease documentation.Ensure proper lien perfection and thorough documentation of all transactions.Provide training and mentorship to strengthen the credit skills of team members.Educate dealers on credit and documentation requirements to promote efficient processing.Collaborate with management to review, update, and improve credit policies and procedures.Assist in resolving post-funding documentation or process issues.Continuously identify and implement opportunities for process improvement and efficiency. Minimum Requirements Bachelor’s degreeAt least 5 years of accounting or finance experienceAt least 1 year of lead experience

OR

Master’s degreeAt least 3 years of accounting or finance experienceAt least 1 year of lead experience

OR

At least 8 years of accounting or finance experienceAt least 1 year of lead experience Additional Requirements Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status) Desired Skills Highly desired - Minimum of 5 years of commercial credit underwriting experience on transactions or credit lines exceeding $10 million, preferably within the transportation sector.Demonstrated expertise in financial statement analysis and the assessment of large-exposure credit risks.Self-starter with demonstrated initiative, accountability, and the ability to work both independently and collaboratively.Proven ability to lead a team and manage multiple complex transactions effectively.Strong analytical, problem-solving, and business writing skills.Proficiency in Microsoft Excel, Word, Power BI, and Moody’s CreditLens.Experience with finance and lease documentation, including negotiation of terms, understanding of insurance requirements, and lien perfection.Exceptional communication skills, including the ability to engage with C-level executives and business owners.In-depth knowledge of transportation industry credit policies and procedures. Your Referral Choices Are ShareRefer a Friend by EmailMake Referral <p style="margin: 0px;"><span style="font-size: 12pt;">Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.</span></p> Share on your newsfeed Application FAQs

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