Description

Citizens Financial Group is seeking a strategic and analytically strong CFO of Deposits to lead the financial management, performance strategy, and long-term planning of our consumer deposit portfolios. This executive will serve as the primary finance partner to the Deposits business, providing thought leadership on deposit strategy, funding optimization, pricing, profitability, customer behavior, and balance-sheet impacts.

 This is a highly visible leadership role that requires a deep understanding of banking economics, strong strategic acumen, and the ability to influence at the most senior levels of the organization.

Primary Responsibilities:
• Serve as the senior finance leader for all deposit businesses, partnering with Product, Retail, Treasury, and the corporate CFO.
• Develop multi-year deposit strategies focused on growth, mix optimization, and funding stability.
• Own financial planning and forecasting for deposits, including NII, cost of funds, and portfolio risk.
• Lead pricing and profitability analytics, influencing decisions on deposit pricing, promotions, and funding optimization.
• Drive performance management through KPIs, scenario analysis, and executive-level insights.
• Partner cross-functionally on liquidity planning, stress testing, and regulatory deliverables.
• Build and lead a high-performing finance team, fostering analytical rigor and strategic impact.

Qualifications:
• Bachelor’s Degree required
• Demonstrated progressive finance experience in banking or financial services
• Deep expertise in deposit strategy, NII economics, ALM/Treasury, and pricing
• Strong understanding of FTP, liquidity frameworks, and balance sheet management
• Exceptional executive communication and leadership skills
• Preferred: Experience leading deposit finance at a large bank; advanced degree or CFA/CPA

Hours & Work Schedule

Pay Transparency

The salary range for this position is $162.328 - $190,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. 

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.