Job summary:

As the TS Product Manager (ED/VP Level), you will be responsible for managing the India Domestic Core & Emerging Payment Rails including Payments/Receivables/Channels/Value added services for JPM India’s corporate clients across various market segments including the large Local corporate, subsidiaries of Multinational Corporate relationships across the globe and Non-Banking Financial Institutions (NBFI). You will serve as the voice of the market guiding product evolution & growth engaging with multiple local and regional as well as industry stakeholders.

 

Job responsibilities:

Business Ownership 

Be on top of business drivers & Revenues  Articulate & execute against market opportunities with proper prioritization of expansion/evolution/modernization of domestic payment products Own the local go to market strategy ensuring market readiness of product releases and accounting for product commercialization. Have the ability to present Transaction Services’ capability/roadmap/vision for Senior Management

 

New Products and Projects Delivery

Have the ability to manage multiple projects and getting the right mix of application design and technology to deliver the product within timelines Work with local and regional stakeholders for Product approvals/Change Managements Work with regional product and technology for prioritization and planning for product enhancements Identify strategic partnerships with Fintechs/partner banks and work towards onboarding of new partners Have the ability to prepare clear Business Requirements documentation and system design, development and implementation Have the ability to innovate and come up with tactical solutions that can help reduce time to market Work with local technology partners on bespoke solutions for clients

 

Partnership with Sales/Relationship teams

Participate in key client pitches, in partnership with the Relationship and Sales team Have an ability to prepare compelling pitch books for client presentations with the knowledge of TS capabilities

 

Operations & Network management

Have the ability to review Standard Operating Procedures to ascertain they meet the Product requirements Work closely with Partner Banks and Vendors for day to day delivery  Undertake assessments of payment system memberships 

 

Track Regulatory and Market developments

Track all Regulatory circulars/announcements and evaluate impact to Product/processes Maintain harmonious relationships with key regulators/clearing house and advocate future looking updates/client use cases  Ensure stringent compliance with all rules and regulations impacting the product portfolio Track market developments and conduct peer bank benchmarking to help in planning future product roadmap

 

Liaise with Legal team to design/modify client Agreements; Own all product related communications  sent to Customers

 

Work closely with Onboarding team to ensure seamless implementation of major/critical mandates

 

Stakeholder management

Liaise with various Regional/Global  teams and act as a Subject Matter Expert for India capabilities Partner Control teams to ensure Product/operations/Technology are well aligned on an ongoing basis Build and maintain relationships with key partners/stakeholders for Build & Commercialization of TS products

 

Required qualifications, capabilities and skills:

Sound understanding of Payment rails in India – NEFT/RTGS/NACH/Cheques as well as IMPS/UPI 

 

 Preferred qualifications, capabilities and skills:

Prior experience in Transaction Banking Product/Techno-functional roles with track record of working on complex projects preferred