Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$68,640 - $102,960 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Personal & Commercial Banking

Job Description:

The Collateral Center of Excellence (CCoE), is a centralized commercial operations group of specially trained commercial collateral experts that will manage, maintain, and monitor all collateral data needs for the commercial bank, throughout the loan lifecycle. This group will ultimately provide oversight for the Bank's collateral needs, and will ensure data quality, completeness, and accuracy. Responsibilities include managing collateral and the associated data through the life cycle of the loans, collateral data quality, working with other areas to capture, ensure quality control and maintenance of collateral filings across the loan lifecycle; and supporting required collateral inputs to various stakeholder reporting. 

The Credit Management Associate Supervisor II is responsible for supervising a team of Credit Management Associates, performing underwriting support and portfolio administration functions in accordance with Bank policies and procedures, and regulatory requirements. The The Credit Management Associate Supervisor II ensures consistent training, advice and guidance to staff members on practices and procedures, participates in development and management of unit budget, and identifies weaknesses and coordinates training for commercial personnel as needed. The Credit Management Associate Supervisor II leads projects with other departments to introduce new procedures, improve processes and foster superior Customer service for commercial loan Customers. This role ensures that processes are conducted efficiently and timely and according to established policies and procedures and legal and regulatory guidelines along with service level agreements.   The Credit Management Associate Supervisor II is primarily responsible for the supervision of day-to-day activities daily operations of workflow, staff support, training & mentoring, performance appraisals, and daily problem resolution.

Depth & Scope:

Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as requiredSupervises and trains a team of Employees who  provide ongoing support to an assigned commercial customer account portfolio within credit managementSupervisor role requires nCino processes and administration of complex loan structures as needed, no more than 25%Manages an assigned account portfolio for new and existing commercial customers to provide consistent professional service and support throughout the total lifecycle of each accountWorks independently in resolving more complex issues relating to origination process through booking Assists with the uploading of due diligence received during underwriting, to the image repository system, in preparation of Loan Specialist assignment       Assists in preparing and implementing training material on an ongoing basis for Credit Management Associates                                                                                 Prepares in-depth reports when requiredLeads projects to develop, implements, maintains and improves procedures in commercial bankingResponsible for integrating documentation, processes and lending procedures when new banks are acquiredServes as subject matter expert for the departmentEnsures staff development and team preparednessMay begin to serve as mentor for supervisorsResponsible for optimizing technology utilization within the Credit Management Associate functionProvides strategic guidance on executing plans for departmentDemonstrates functional and technical expertise required to perform core aspects of the job (includes systems, regulations, laws and accepted industry practices)May assist manager with the management of department budget needs, including expense & capital projectsEstablishes goals and objectives for staff and plays a key role in shaping and influencing initiatives to meet and exceed requirementsExercises authority of the operations division concerning personnel actions including staffing, performance appraisals, promotions, salary recommendations and terminationsResponsible for staff development and ensuring team preparedness; encourages, engages and provides feedback in a timely manner  Ensures effective communications and information sharing with Team, internal Customers, contacts and vendors as needed; may seek ways to improve effectiveness of communications and implements changes as necessary; Coordinates support from various internal departments as necessary                                                                                               Assists with onboarding new hires and transfers within credit management                                                                         May assist in preparing the more complex financial analysis of loans / industries/ Customers, maintaining credit file, financial statement and assist with analysis memosContinually provides support to Manager and Credit Management on strategic initiatives within commercial banking and implementation as requiredResponsible for all new hires onboarding to the Team (i.e. ordering any and all equipment, any necessary badges and parking permits, scheduling needed programs/training, etc.)

Education & Experience:

4 year degree or equivalent experience7+ years related experience requiredPrevious management experienceStrong project management experienceExcellent communications skillsKnowledge of Company commercial information systems helpfulProven supervisory experience, organizational, planning, developmental, analytical, and decision-making skillsGeneral knowledge of accountingExtensive knowledge and understanding of bank operations, department policies, procedures, products, services, systems and applicationsAbility to work in a fast-paced, dynamic environmentHighly motivated and ability to work independently

Preferred Qualifications:

Experience in nCinoCommercial lending experiencePrior supervisory experience

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

●   Domestic Travel – Occasional

●   International Travel – Never

●   Performing sedentary work – Continuous

●   Performing multiple tasks – Continuous

●   Operating standard office equipment - Continuous

●   Responding quickly to sounds – Occasional

●   Sitting – Continuous

●   Standing – Occasional

●   Walking – Occasional

●   Moving safely in confined spaces – Occasional

●   Lifting/Carrying (under 25 lbs.) – Occasional

●   Lifting/Carrying (over 25 lbs.) – Never

●   Squatting – Occasional

●   Bending – Occasional

●   Kneeling – Never

●   Crawling – Never

●   Climbing – Never

●   Reaching overhead – Never

●   Reaching forward – Occasional

●   Pushing – Never

●   Pulling – Never

●   Twisting – Never

●   Concentrating for long periods of time – Continuous

●   Applying common sense to deal with problems involving standardized situations – Continuous

●   Reading, writing and comprehending instructions – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. 

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.