Job ID: AS842560121 Location: Houston, TX Employment Type: Permanent Date Added: 01/21/2026 Apply now Back to Search Thank you for applying. Someone will be contacting you shortly.   Uploading Data... Creating Application... Finishing up... Apply Now

Fill out the form below to submit your information for this opportunity. Please upload your resume as a doc, pdf, rtf or txt file. Your information will be processed as soon as possible.

An error has occurred. Please close this dialog and try again. Please complete the entire form below to apply. First Name* Last Name* Email* Phone (US Phone Numbers Only)* City* State of Residence* Select a state... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Resume Required* (Word, PDF, RTF, TXT) Please complete the entire form below to apply. Apply now   * Required field. Credit Analyst | $27-$37/hr | M-F 8:00-5:00 | On-site | Direct Hire  What Matters MostCompetitive Pay of $27-$37/hrSchedule: M-F 8:00 AM to 5:00 PMLocation: Houston, TX 77057Direct Hire opportunity with career growth and stability Job Description: This full-time role supports loan officers by preparing and analyzing financial information used in credit decisions. Responsibilities include spreading financial statements, evaluating credit quality and risk, ensuring documentation and policy compliance, and assisting with loan package presentations. The position requires strong analytical, organizational, and communication skills, proficiency in Excel and Word, and a solid understanding of commercial and consumer lending. A bachelor’s degree in a business-related field and prior credit analysis experience at a financial institution are preferred. Responsibilities:Prepare and standardize borrower financial statements for internal review and analysisAnalyze financial performance, cash flow, and repayment capacity to support credit decisionsAssist loan officers with assembling complete and well-supported credit packagesReview larger or more complex credit requests for accuracy, structure, and risk qualityEnsure loan files meet internal policy standards and applicable regulatory requirementsAssign internal risk ratings in accordance with established credit and loan review guidelinesIdentify documentation gaps or inconsistencies and work with lending staff to resolve themProvide analytical insights and written feedback to lending teams to support sound underwriting decisionsMaintain organized records and manage multiple credit requests while meeting deadlinesUse financial analysis tools, spreadsheets, and online resources to support research and credit evaluations Qualifications and Requirements:Bachelor’s degree in accounting, finance, business, or a related fieldCoursework should include a minimum of 12 credit hours in accountingAt least two years of hands-on experience performing credit analysis within a financial institutionWorking knowledge of commercial, construction, real estate, and consumer lending productsFamiliarity with bank lending policies, credit procedures, and relevant state and federal regulationsStrong financial analysis skills, including the ability to assess cash flow, leverage, and repayment capacityProficiency in Microsoft Excel and Word, with the ability to build and interpret financial spreadsheetsExperience using credit analysis or spreading software; exposure to Sageworks is a plusExcellent written and verbal communication skills, with the ability to clearly present financial findingsStrong organizational and time-management skills, with the ability to manage multiple priorities and deadlinesDetail-oriented, analytical, and able to exercise sound judgment when evaluating credit risk Benefits and Perks:$27-$37/hrMedical, Dental, Vision, Retirement Holidays, Vacation and Sick PTOTraining & Growth Your New Organization:The organization is a community-focused financial institution that provides a range of commercial and consumer banking services. It emphasizes responsible lending practices, strong credit quality, and adherence to regulatory standards, while supporting its lending teams with thorough analysis and well-documented credit decisions.
Your Career Partner: The Reserves Network, a veteran-founded and family-owned company, specializes in connecting exceptional talent with rewarding opportunities. With extensive industry experience, we are dedicated to helping you achieve your professional goals and shine in your field. The Reserves Network values diversity and encourages applicants from all backgrounds to apply. As an equal-opportunity employer, we foster an environment of respect, integrity, and trust in every aspect of employment.
The base pay range for this position is $27-$37/hr, excluding benefits, bonuses, or other compensation. Your final compensation will depend on your skills, qualifications, experience, location, and internal pay equity. Please note, hiring at the top of the range is uncommon to allow room for future growth.    Apply now View All Jobs Similar JobsPayroll Coordinator Des Moines, IA Payroll Coordinator | $70,000 -$80,000 per year |Monday – Friday | On-Site Be the Trusted Expert Behind Accurate Payrollwith our respected client in Des Moines, Iowa If you love precision, problem-solving, and owning the details, this payroll role puts you in the driver’s seat. You’ll manage... Apply Now 2nd Shift Machine Operator Mentor, OH Machine Operator | $18-20+/hr. | 3:30 pm – 12am Monday - Friday What Matters Most - Competitive hourly pay, based on experience, starting at $18+/hr. based on experience - Schedule: Monday – Friday, 3:30 pm- 12 am, plus overtime - Location: Mentor, OH - Full-time, direct-hire opportunity with... Apply Now 1st Shift Quality Control Technician Bardstown, KY 1stShift Quality Control Technician| $18/Hour | 6:00am – 2:30pm, Monday - Friday What Matters Most - Temp-to-hire opportunity with potential for career growth and job stability - Weekly Pay - $18/hr to start - On-site position located in Bardstown - When you work through The Reserves Network,... Apply Now 1st Shift Packager Bardstown, KY Packager| $17/Hour | 6:00am – 2:30pm, Monday - Friday What Matters Most - Temp-to-hire opportunity with potential for career growth and job stability - Weekly Pay - $17/hr to start - On-site position located in Bardstown - When you work through The Reserves Network, you are eligible to enroll... Apply Now 2nd Shift Quality Control Technician Bardstown, KY 2ndShift Quality Control Technician| $19/Hour | 2:00pm – 10:30pm, Monday - Friday What Matters Most - Temp-to-hire opportunity with potential for career growth and job stability - Weekly Pay - $19/hr to start - On-site position located in Bardstown - When you work through The Reserves Network,... Apply Now