Plano, Texas, USA
9 days ago
Credit Analyst

Overview

Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.

To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.

Who we’re looking for

Toyota’s Central region, Plano, TX Experience Center (EC), is looking for a passionate and highly motivated Credit Analyst.

The primary responsibility of this role is to analyze and make determinations on approval, conditioning and rejection of retail and lease credit applications received from automotive dealerships.

Reporting to the Credit Supervisor, the person in this role will support Toyota Financial Services (TFS) Dealer Service Center (DSC) objectives.

What you’ll be doing 

Maintaining decision call back times at or below established objectives

Cultivating and preserving strong relationships with dealer personnel

Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines 

Advising management of any problems or irregularities pertaining to retail, lease or wholesale financing, breeches of trust or other violations of TMCC plans

Monitoring dealer trends and identifying and reporting adverse issues

Assisting with Wholesale areas as needed 

What you bring 

Strong attention to detail and organizational skills required

Excellent oral and written communications skills

Knowledge of Microsoft Office applications

Added bonus if you have

Experience in automotive retail and/or wholesale financing preferred

Experience in retail credit, collections, dealership financial statements or wholesale preferred

Bachelors degree highly preferred

What we’ll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

A work environment built on teamwork, flexibility and respect

Professional growth and development programs to help advance your career, as well as tuition reimbursement

Team Member Vehicle Purchase Discount

Toyota Team Member Lease Vehicle Program (if applicable)

Comprehensive health care and wellness plans for your entire family

Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute

Paid holidays and paid time off

Referral services related to prenatal services, adoption, childcare, schools and more

Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)

Relocation assistance (if applicable)

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com.

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