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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

About the job:

Overview:

Top European Bank with a strong and growing U.S. presence is seeking a highly skilled Corporate Credit Analyst with minimum of 12-15 years of experience working with in corporate/investment banking environment. As a Corporate Credit Analyst/Underwriter, you will play a crucial role in assessing the creditworthiness of corporate clients seeking financing in a number of transactions spanning from loan to structured finance to derivatives. This role requires a deep understanding of financial analysis and risk assessment within a corporate lending context, spanning various sectors, but primarily focused on energy, capital goods, commodities sectors.

The objective of this position is to drive material and visible improvement in Credit Risk Management’s (CRM) ability to effectively risk underwrite transactions and manage an existing client portfolio, consistent with industry best practices. SVP is expected to contribute to leading the internal execution and risk management process within CRM group.

The Bank is one of the leading proponents of Sustainable investing, helping clients in the transition to a sustainable future by promoting environmental protection, economic growth and social development (“ESG”). The Bank contributes to various Sustainable Development Goals through the development of its business by generating a positive impact through the multiplier effect of banking, the direct impact of its activity, as well as through its investment in the community.

Responsibilities:

Lead comprehensive credit risk assessments for complex cash-flow–based corporate lending, including corporate loans, trade finance, structured finance, and sponsor-driven and leveraged finance transactions.Perform in-depth financial analysis, including review of financial statements, cash flow forecasts, and stress scenarios, to evaluate obligor creditworthiness and transaction viability.Review, interpret, and negotiate complex legal documentation, including loan agreements, trade finance instruments, intercreditor arrangements, and ISDA documentation.Oversee due diligence on transaction structures, credit terms, collateral packages, and covenant frameworks to ensure alignment with risk appetite and regulatory standards.Partner closely with front office, legal, and external counterparties to analyze and interpret credit transactions.Monitor portfolio performance and emerging risks across assigned corporate loan portfolios; ensure proactive risk mitigation and adherence to credit policies.Prepare and present credit memoranda, risk assessments, and recommendations to credit committees and senior management, exercising independent credit judgment.Identify early warning indicators and deteriorating credit trends; recommend and implement timely risk management actions.Provide oversight and guidance for periodic reviews, renewals, amendments, and restructurings of existing credit facilities.Contribute to continuous improvement of credit processes, underwriting standards, and portfolio risk management practices.

Qualifications:

12–15 years of progressive experience in credit risk management, with a strong focus on corporate, structured, and leveraged finance within a corporate or commercial banking environment.Deep expertise in credit underwriting, financial analysis, and risk assessment across complex structures and products.Strong working knowledge of loan documentation, trade finance instruments, and ISDA agreements.Demonstrated ability to exercise independent judgment and make sound risk decisions in high-value, complex transactions.Excellent communication skills, with the ability to articulate risk positions clearly to senior stakeholders and credit committees.Strong understanding of corporate banking policies, procedures, governance frameworks, and approval processes, including U.S. lending regulations.Track record of building effective relationships with internal partners, peers, and external stakeholders to deliver timely, high-quality credit decisions.Bachelor’s degree in Finance, Accounting, or a related field; MBA preferred but not required.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

With respect to this position in our New York Office, the expected base salary ranges from $180,000 to $230,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

*Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions

Legal requirements

It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

Pay Transparency Policy Statement

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information (41 C.F.R. 60-1.35 (c)).

Individuals with Disabilities

BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch invite all interested and qualified applicants to apply for employment opportunities. If you are a U.S.-based job seeker with a disability who is unable to use our online tools to search and apply for jobs, please contact us by emailing: disabilityaccessjobs.us@bbva.com or by calling toll-free (in the U.S.) 1-844-664-9275. Please indicate the specific type of assistance needed*.

*The disability access telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes, such as following up on an application or non-disability related or technical issues, will not receive a response.

EEO Statement

BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch have a firm and unwavering policy to provide equal employment opportunity without regard to age, citizenship, color, disability, ethnic origin, gender, gender identity and expression, marital status, nationality, national origin, race, religion, sexual orientation, genetic predisposition, protected veteran status, or any other status or classification protected by federal, state or local law. This policy includes all job groups, classifications and organizational units. With regard to employment, this policy extends to applicants and covers our recruiting, hiring, promotion, transfer, demotion, discipline, termination, benefits, compensation and training practices as well as social and recreational activities.

View the "EEO is the Law" & "View the EEO is the Law Supplement Poster" poster. BBVA USA, BBVA Securities, Inc., and BBVA NY are equal opportunity and affirmative action employer.