Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Line of Business:

Technology Solutions

Pay Detail:

-

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Preferred Qualifications

TD Payments technology team is looking for a full-time Senior Business System Analyst in Mount Laurel, NJ.

Payments Technology is responsible for development of technology strategy and delivery of payments initiatives, in alignment with industry mandates, internal business drivers, as well as business and technology Target Operating Model, to provide best in class payments solutions and user experience for our customers.

We are an experienced agile technology team, utilizing some of the latest technologies to build payments platform capabilities serving TD customers to move money from and to anywhere - reliably, transparently, securely, and efficiently.

Currently, we are working on several transformational initiatives focusing on Modernization and building new capabilities for our clients.  Some of the examples of our initiatives are Onboarding Commercial Customer to initiate Real-Time Rail, enhance Zelle (US instant Payment), Bill Payment customer experience, and overall move to ISO certification (ISO20022) data-enriched payment flows for various faster payments rails, unlocking future business opportunities, and moving beyond traditional banking channels.

We are on a Modernization and Transformation journey, shaping up the Next-Gen Payments Ecosystem.  We look for talented individuals with deep passion for technology, purposeful innovation, desire to learn, and a great sense of ownership and accountability.

JOB REQUIREMENTS

We are looking for someone to join as Senior Business System Analyst in Zelle and RTP technology team. As a Senior Business Systems Analyst  you will play a key role in bridging the gap between business needs and technology solutions. This role leverages an in-depth understanding of both business processes and technology to analyze requirements, design solutions, and implement systems that improve efficiency and achieve business objectives.

Work with stakeholders to gather, analyze, and document requirements using various techniques such as user stories, use cases, non-functional requirements and acceptance criteria. Work with other application technology teams and able to translate business requirement into technical specifications/ interface specification for development teams to implement. Actively participate in agile ceremonies (sprint planning, daily stand-ups, reviews, retrospectives), fostering collaboration between stakeholders and the development team. Refine the product backlog, ensuring user stories are well-defined, prioritized, and ready for development. Analyze existing systems, identify areas for improvement, and contribute to the design of new solutions. Ensure design leverages existing reusable components, traces back to business requirements, and that new modules are designed with reusability in mind.Identify and address any issue that affects the integrity of the application (e.g. cross-capability/release issues).Develops test plans and test case scenarios to guarantee the new system design meets business requirementsEnsure the vendor solution aligns with the business requirement, TD standard and integrates seamlessly with existing systemWork with Vendors, internal IT Infrastructure Teams, and Business partners on the remediation of audit findings and vulnerabilities to ensure adhere to TD's security controls and standards.Supporting the vendor or inhouse build  solution after implementation, addressing issues, and ensuring system availability. Help Troubleshooting production issues with vendor as a L3 support team member.

Job Requirements :

What can you bring to TD? Share your credentials, but your relevant experience and knowledge can be just as likely to get our attention. It helps if you have:

Required: BA/BS degree in Computer Science, Engineering, Mathematics or equivalent work experience7+ Years of related experienceExcellent communications, problem-solving and decision-making skills. Must be able to effectively communicate with both technical and non-technical audiences. Progressively responsible experience in large scale corporate systems analysisAbility to work with systems users or potential users to develop system specifications and requirements, applying business systems knowledge to ensure relevant areas of research are addressedAbility to independently translate user requirements into technical specifications and non- functional requirementsExperience working with both waterfall and agile methodologyExperience working with SQL databases (i.e. queries, data analysis), REST APIs, MQ , Kafka and event driven architectureKnowledge of the software development life cycle and release management processesExperienced stakeholder and vendor management through both formal and informal means

Depth & Scope:

Communicates with programmers to ensure understanding of business processes and requirements of the users. Works with programmers to ensure that the delivered system matches the specified features and functionsAssesses available technologies recommending innovative and cost-effective solutionsAnalyzes business challenges and recommends appropriate IT solutions and servicesMaps current business processes to new systems and supports the transition to the new solutionDetermines interface requirements for effective system transitionResolves issues that cross multiple systems or departments that may affect the business processDevelops detailed specification documents that include features and functions of the new systemDevelops test plans and test case scenarios to guarantee the new system design meets business requirementsImplements new system installations, upgrade and conversionsDocuments selected system parameters, file layouts and application design layouts. Tracks open issues and resolution of issues

Education & Experience:

4 Year Degree or equivalent experience7+ Years of related experienceExcellent communications, problem-solving and decision making skillsProgressively responsible experience in large scale corporate systems analysisPrevious management experience requiredAbility to work with systems users or potential users to develop system specifications and requirements, applying business systems knowledge to ensure relevant areas of research are addressedAbility to independently translate user requirements into technical specifications

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

Domestic Travel – OccasionalInternational Travel – NeverPerforming sedentary work – ContinuousPerforming multiple tasks – ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds – OccasionalSitting – ContinuousStanding – OccasionalWalking – OccasionalMoving safely in confined spaces – OccasionalLifting/Carrying (under 25 lbs.) – OccasionalLifting/Carrying (over 25 lbs.) – NeverSquatting – OccasionalBending – OccasionalKneeling – NeverCrawling – NeverClimbing – NeverReaching overhead – NeverReaching forward – OccasionalPushing – NeverPulling – NeverTwisting – NeverConcentrating for long periods of time – ContinuousApplying common sense to deal with problems involving standardized situations – ContinuousReading, writing and comprehending instructions – ContinuousAdding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.