Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

86,840.00 - 139,360.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Audit

Job Description:

Role Overview:

Job Description

As an Audit Manager II, you will play a key role in the success of our Payments Centre of Excellence (COE) for internal audit as part of our broader technology audit function.  

Key Responsibilities

Internal Audit Payments COE

Review and influence the scope of operational audits covering payments-related processes to ensure adequate audit coverage.Advise audit teams as the subject matter expert during execution of audits involving payment processes.Maintain the coverage strategy and historical coverage for payment products and rails (e.g. wires, digital payments, electronic fund transfers, bill payments etc.) across all lines of businesses and regions.Continuously monitor emerging technologies, regulatory developments, industry trends, and leading practices to enhance and inform audit coverage strategy.

Audit Execution – Payments and technology audits

Manage assigned audit engagements throughout all phases: planning, testing, and reporting.Understand end-to-end processes and develop process maps (system and data flows) to highlight key risks and controls.Develop test scripts to assess control design, operating effectiveness, and regulatory compliance.Develop and review working papers that document test results in line with TD's Global Audit Methodology and IIA standards.Prepare high-quality, clear, and concise audit reports with findings, root cause analysis, and actionable recommendations.

Preferred Skills and Qualifications:

Over 7 years of relevant audit experience in a large organization or consulting firm with undergraduate degreeProfessional certifications such as CPA, ACCA, CIA, and CISA are preferred.Strong knowledge of payment systems, banking operations, and related regulatory frameworks (e.g., FINTRAC, NACHA, OFAC, FFIEC etc.).Good understanding of audit methodology, sampling, controls testing, risk assessment techniques, and the three lines of defense model as applied in the financial services industry.Excellent communication (both verbal and written), analytical, and project management skills.Ability to work independently and manage multiple priorities in a fast-paced environmentStrong team leader who can negotiate and influence with various stakeholders and team members.

Depth & Scope:

Contributes to the Audit planning process for specific businesses/ functional units, including audit plans, resource requirements and budgetsHas overall responsibility for completion of audits. Plans and leads audits and oversees staff working on multiple audits, forming conclusions, communicating scope/findings to business line.Performs testing of critical areas of audit. Performs review of audit documentation. Oversees findings follow up and issue validation.Ensures audits are executed and completed in accordance with established standards and within prescribed time, budget and scope parameters to ensure deadlines are metOversees a small to medium sized team assigned to a given audit and provide coaching and feedback on performance throughout the auditEvaluates internal and external risks for assigned business lines and/or functions utilizing their subject matter expertise.Acts as primary contact with management regarding audit scope, findings and status

Education & Experience:

Undergraduate degree required7+ years of relevant experience

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

Domestic Travel – OccasionalInternational Travel – NeverPerforming sedentary work – ContinuousPerforming multiple tasks – ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds – OccasionalSitting – ContinuousStanding – OccasionalWalking – OccasionalMoving safely in confined spaces – OccasionalLifting/Carrying (under 25 lbs.) – OccasionalLifting/Carrying (over 25 lbs.) – NeverSquatting – OccasionalBending – OccasionalKneeling – NeverCrawling – NeverClimbing – NeverReaching overhead – NeverReaching forward – OccasionalPushing – NeverPulling – NeverTwisting – NeverConcentrating for long periods of time – ContinuousApplying common sense to deal with problems involving standardized situations – ContinuousReading, writing and comprehending instructions – ContinuousAdding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. 

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.