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Job OverviewCitibank is looking for an Associate to work with our Commercial Mortgage Warehouse Group. The candidate will work with senior members of our group and with the group’s clients to finance commercial mortgage loans on our commercial mortgage warehouse facilities.
Responsibilities include underwriting and due diligence of commercial properties and underlying mortgage loans, preparing and presenting approval memorandum for both advances against loans and the warehouse lines we provide to our clients. Additional responsibilities include supporting our middle office, Risk, and CLO functions with respect to our clients.
Work with senior Corporate & Investment Bank (CIB) officers and professionals and participate in particular client transactions, projects or assignments as the junior member of the Investment Banking teamResponsible for organizing and analyzing sophisticated financial data used in client proposals and strategic plansPrepare written recommendations, valuation materials and statistical exhibits for pitches and live dealsConduct economic/financial researchEvaluate company’s financial performance compared to overall industry and market trendsBuild complex financial models for valuation purposesPerform periodic loan surveillance, including re-underwriting and commentary on deal performance.Ad hoc projects, which may include loan servicing, loan administration, future fundings, amendments/modifications/extensions, payoffs, documentation, etc.Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.Qualifications:
Candidates are generally required to have a BA/BS, preferably with a major in real estate, business, accounting or economics.Proficiency with Excel and preferably some exposure to Argus.Strong attention to detail with a proven ability to multitask.Excellent writing and presentation skills.5-8 years of relevant experienceAdministration Master's degree in Business Administration preferredExperience in evaluating financing transactions and structuresExperience creating financial analysesDemonstrated problem solving and organizational skillsConsistently demonstrates clear and concise written and verbal communication skillsExperience assisting with client developmentAbility to work with teams and track business development (collect research, analyze industry trends)Education:
Bachelor’s degree in Finance or closely related areas of BusinessThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Institutional Banking------------------------------------------------------
Job Family:
Investment Banking------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Primary Location:
New York New York United States------------------------------------------------------
Primary Location Full Time Salary Range:
$130,000.00 - $170,000.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:
Dec 19, 2025------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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