Job Title: AR Credit Analyst
Job Description

The AR Credit Analyst will be responsible for analyzing financial data, including reviewing financial statements and income flows, to assess customer creditworthiness. This role involves calculating financial ratios using computer programs, making informed recommendations regarding loan approvals or interest rate changes, preparing comprehensive reports on financial health, ensuring compliance with banking policies, assisting with audits, and communicating effectively with customers.

ResponsibilitiesAnalyze financial data to determine customer creditworthiness.Review financial statements, income, and cash flow.Calculate financial ratios like debt-to-income using computer programs.Make recommendations on loan approval, denial, or interest rate changes.Prepare reports summarizing customer financial health and lending risk.Monitor compliance with bank policies and guidelines.Assist with company and client audits.Resolve customer complaints and verify financial transactions.Essential SkillsCredit analysis experienceAccounts receivable managementExperience with new account setup3+ years of Credit Analyst experience2+ years in construction-related credit (B2B)Experience with high volume/high stress portfolio (1000 applications/month)1+ years of Excel proficiency1+ year of experience navigating multiple ERP systems in one jobWork Environment

This role is fully onsite with the potential for a hybrid schedule upon becoming permanent. Training will be conducted on a flexible schedule from 7:30 AM to 4:30 PM, transitioning to a standard schedule of 8:00 AM to 5:00 PM thereafter.

Pay and Benefits

The pay range for this position is $22.00 - $25.00/hr.

Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Phoenix,AZ.

Application Deadline

This position is anticipated to close on Aug 26, 2025.

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\n\nAbout Aston Carter:\n

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

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The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

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If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

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