Bring your expertise and passion to JPMorgan Chase. In this role, you will work with a diverse range of Corporate and Financial Institution clients (leveraged, financial sponsored, and investment grade) and transactions in APAC. If you are eager to join the Credit Risk team and help the firm grow its business responsibly by anticipating new and emerging risks and applying your expert judgement to solve real-world challenges that impact our company, customers, and communities, then this opportunity is for you. As a Wholesale Credit Risk APAC – Associate, you will be based in Mumbai playing a crucial role in structuring, negotiating, and developing recommendations for new transaction approvals across a variety of products, including loans, derivatives, and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and client grading. Your role will involve structuring and documentation negotiations, as well as ongoing credit risk portfolio management. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm’s balance sheet effectively.

Job responsibilities:

Demonstrate proactive ownership of your assigned portfolio of clients including borrower/market performance and acting as the main point of contact for all internal and external stakeholders for your portfolioConduct transaction due diligence and credit analysis to assess counterparty creditworthinessMake recommendations on appropriate structure, risk appetite, and client grading informed by forward-looking credit analysisLead structuring and documentation negotiations with the support of senior colleaguesBalance a commercial and solution-driven mindset with a sound risk and controls attitudeCommit to personal development and foster team knowledge through coaching and trainingDevelop close working relationships with various stakeholders/product partners within the Commercial & Investment BankDrive key initiatives and process changes by identifying limitations/gaps in systems, risk controls, and policies

Required qualifications, capabilities and skills:

Bachelor’s Degree in Business, Finance, or a related fieldMinimum of 3 years of experience in credit risk management in the financial services industryFamiliarity with the concepts of Credit Risk – how it may arise and potential mitigantsGood interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholdersAbility to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment

Preferred qualifications, capabilities and skills:

Knowledge of the Corporates and Financial Institutions financial analysis.Relevant postgraduate qualifications (e.g., MBA, Masters of Finance, CFA, CA) would be highly regarded