This position will play a prominent role in the **Credit Risk Management (CRM)** group’s responsibility to develop, modify and provide credit risk oversight, through partnership with subject matter experts across the organization. This role will focus on ensuring the risk appetite, proper controls, accountabilities, and authorities, are clear and concise and aligned with the risk statements provided by management and the Manulife Board. **Position Responsibilities:** + Help maintain the Credit Risk Framework for the General Account Business + Aid in the development and maintenance of the organization’s credit risk framework (i.e. investment guidelines, policies, procedures, documentation, limits, rating methodologies, risk committee mandates, etc.) on a timely basis. + Support the credit function and framework in conjunction with portfolio growth. General Account invested assets include fixed income, commercial mortgages, public equities and alternative long-duration assets (i.e. real estate and other invested assets). + Identify and eliminate gaps in current state of policies and procedural documentation. Research, share and implement credit risk management best practices. + Support the growth of the General Account portfolio in Asia + Maintain oversight of credit and credit related products that impact the Asia business (for example investments in Sovereign Owned Entities and regional and local governments). + Assist with the review and update of investment guidelines / investment policies for the various Asian subsidiaries. + Oversee the growth of the General Account portfolio and any investment shifts within the various Asian jurisdictions (for example ongoing shift from government to corporate bonds). + Conduct Portfolio Data Analysis + Undertake ongoing General Account portfolio data analysis and its presentation (using PowerPoint, dashboards, Power BI reports etc.). + Conduct ad hoc data analysis and summary upon request. + Complete various ad-hoc projects as required and assist with the day-to-day activities performed by CRM + Participate in joint Credit Risk/Financial Risk/IT Management projects, in order to develop reports and analysis for Senior Management. + Assist in the preparation of the Credit Committee (CC) materials (such as agenda and minutes), review material submitted and assist in the timely circulation of CC material packages to CC members. + Provide support with special requests from OSFI, credit rating agencies, Senior Management, etc. **Required Qualifications:** + Degree in business, economics or related discipline + Working knowledge of MS Office (Excel, PowerPoint, Word, Access) and PowerApps + Programming skills (SQL or Python) + Strong communication skills (oral and written), as well as solid presentation skills; collaborative approach and strong interpersonal skills + Ability to summarize a large amount of information into concise reports and presentations for senior management + Excellent technical, analytical and problem-solving skills; ability to deal with large amounts of information and to summarize effectively + Strong prioritization skills and ability to multi-task in a fast-paced environment + Understanding of finance and accounting principles. + Ability to understand a wide variety of complicated investment products. **_When you join our team:_** + We’ll empower you to learn and grow the career you want. + We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. + As part of our global team, we’ll support you in shaping the future you want to see. **マニュライフとジョン・ハンコックについて** マニュライフ・ファイナンシャル・コーポレーションは、「あなたの未来に、わかりやすさを」を提供する、国際的な大手金融サービスプロバイダーです。当社について詳しくは、 https://www.manulife.co.jp/ lをご覧ください。 **マニュライフは機会均等を是とする雇用主です** マニュライフ/ジョン・ハンコックでは、多様性を受け入れます。私たちは、サービス提供先であるお客さまと同様に、多様な人材を引きつけ、育成し、定着させ、文化や個人の力を受け入れる包括的な職場環境を促進するよう努めています。当社は公正な採用、定着、昇進、報酬に努めています。当社のすべての慣行およびプログラムは、人種、祖先、出身地、肌の色、民族的出自、市民権、宗教または宗教的信念、信条、性別（妊娠および妊娠関連の状態を含む）、性的指向、遺伝的特徴、退役軍人としての地位、性自認、性に関する表明、年齢、婚姻状況、家族状況、障害、または適用法で保護されるその他の要因に対する一切の差別を行うことなく管理されます。 雇用への平等なアクセスを提供するために、障壁を取り除くことが当社の優先事項です。人事担当者は、応募者が応募プロセス中に合理的配慮を要求する場合に協力します。配慮要求のプロセス中に共有されるすべての情報は、適用される法律およびマニュライフ/ジョン・ハンコックのポリシーに準拠した方法で保存および使用されます。申請プロセスにおいて合理的配慮を要求するには、 recruitment@manulife.com までご連絡をお願いします。 **Working Arrangement** ハイブリッド勤務